Tens of millions of Americans claim they have no insurance because they can't afford the high premiums. The premium is the amount you pay each month for coverage. Other people simply don't want to spend money each month for something they doubt they'll use.
The fact is, if you don't have health insurance, and something minor happens, you'll be wishing you paid that premium. Even something minor like allergies can be a financial drain when you add up doctors, testing, medicine, etc.
Common medicines cost hundreds of dollars if you don't have insurance.
Try to find a type of health care insurance you can afford. Everything in this blog is meant to help the uninsured, but it's always best not to be uninsured in the first place.
Be practical when you choose your insurance. Yes, a $0 or $500 deductible is attractive, but if you can't make the high monthly payment and the policy is canceled what good is it. It's better to choose a slightly higher deductible you know you can always afford--even during your financially worst months.
Some companies with affordable plans include Aetna, Humana, Blue Cross/Blue Shield, Celtic, and many others. Compare prices and policies side-by-side at EHealthInsurance.com.
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