Thursday, October 4, 2007

High Risk Insurance (if you've been rejected for private)

What do you do if you're not eligible for Medicare/Medicaid, yet you've been rejected for private insurance AND you can't get employer-sponsored insurance?

In such instances, you may want to look into your state's CHIP program. CHIP stands for Comprehensive Health care Insurance Program. It is sometimes referred to as SHIP (State Health Insurance Assistance Program.)

People with preexisting conditions such as AIDS, cancers, diabetes, cystic fibrosis, Hodgkin’s Disease, Leukemia, Muscular Dystrophy, Parkinson’s Disease, and other similar diseases, who can't get insurance elsewhere can look to CHIPs. CHIP is not insurance, but a health benefit program.

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